3. Operational Risk: this encompasses risks that result from inadequate or failure in internal processes, people, and systems, or from external events. For example, failure of the technology in the bank's transaction processing system may cause delays in payments and subsequent financial loss. As digitization in banking operations has spread all over the world, operational risk has diversified further. Cyber security threats have emerged as a more critical threat in the recent past
4. Liquidity Risk: Corporate banks need sufficient liquid funds to meet the demand of their customers. It gets challenging if the business cycle is declining, and the credit lines are easily tapped by corporate companies. Poor management of liquidity leaves the bank with shortfalls of funding that can threaten the very survival and reputation of the bank.

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